• We facilitate humanity to thrive economically.

    Our mission is to provide individuals and companies with quick access to affordable
    finances to enable them to realize their short term and long-term economic pursuits.

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  • Secure your import business

    Smithmo Credit import financing ensures that you have secured that crucial contract to supply goods.

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  • Drive off in your dream car

    Smithmo Credit Limited will finance for you that dream car at
    60% of the market value (dealership financing) and you drive off in style!
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  • Enabling business to thrive

    Smithmo Credit powers businesses to meet customer needs by financing them to meet contractural works, fulfil purchase orders & access inventory.

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    smithmo credit

    Empowering and enabling businesses to thrive is at the core of our purpose.

    Who we are

    Smithmo Credit Limited is a pan African company inspired to enable individuals and companies meet their financial needs with ease, simplicity, and affordability. We are a “credit-only” Micro-Finance Company licensed in Kenya under the Companies Act 2015.

    Providing financing to help unlock the growth potential of African businesses

    Learn more about how our products can help your business today

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    what we offer

    Our Products

    We live in unprecedented times that makes it difficult for businesses to thrive.
    We offer a range of financing, loan, advance and discounting products to enable you to realize your short term and long term economic pursuits.

    Automobile Financing

    Have you been dreaming of owning your own house or that sleek car you saw during the recent launch?

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    Import Financing

    Well, we know times are tough. However, you can generate your own toughness to counter the tough times.

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    Salary advance

    Your money will come at the end of the month! That is assured. However, there is that pressing need you MUST sort out right now.

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    Logbook financing

    Do you have that pressing need for some quick financing? We offer quick cash (direct lending) on Logbooks.

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    Invoice discounting

    At Smithmo Credit Limited, we have the simplest form of invoice financing to help your business stay afloat and operate efficiently.

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    Business financing

    We'll empower you with the resources to help you meet your pressing business needs through the thought times

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    Asset financing

    You have been dreaming of owning your own house or that sleek car you saw during the recent launch?

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    LPO financing

    We provide LPO Financing as a funding solution for businesses that lack the cash flow to access the inventory to complete their customer orders.

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    Machinery financing

    Maximize your profits today - Own your heavy machinery, processing/manufacturing plant, and construction equipment.

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    We needed some cash injection quickly to enable us to meet our business needs, Smithmo Credit helped us secure our contract and business
    JasonA very satisfied customer
    I own a farm and needed to purchase a pickup to transport my produce. Smith Mo's car financing helped me do exactly that!
    MaryFarmer
    SmithMo supported us through the tough times in 2020 and allowed us to meet our payroll, retain our staff and keep our business running.
    jonathan Founder
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    benefits

    We offer products and solutions that create opportunities

    Efficiency

    We understand that in business, time is money. So we have a quick and efficient team ready to get the job done fast and handle customer service with care. We always strive to meet your expectations and deliver on time.

    Trust

    Our goal at SmithMo Credit is to create long-term relationships with our clients. Trust is the cornerstone of any successful partnership, and we are committed to helping you meet your financial goals.

    Accountability

    We believe in ensuring accountability and transparency in any engagement with our valued clients that guarantees the best possible customer experience.

    Growth

    We are dedicated to helping our clients realize their aspirations. We endeavour to help achieve their goals by providing the right financing to allow them to unlock their business potential.

    Financial advisory

    We are more than just a financing company. We're your partner, ready to listen and give the best possible expert advice to avoid financial pitfalls and manage your funds appropriately.

    Protecting you

    We go the extra mile to ensure that all facilities given are insured. We take steps that include verification, due diligence and compliance checks to protect your investments.

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    our accomplishments

    Quick access to affordable finances to enable your economic pursuits.

    We live in unprecedented times that makes it difficult for businesses to thrive. We offer a range of financing, loan, advance and discounting products to enable you to realize your short term and long term economic pursuits.

    Learn more
    our reach

    We have global reach

    We are an internationally based asset financing company with global reach. We provide quick access to affordable finances to develop your business so you can grow, expand and launch your new products or services onto the market.

    Open Vacancies

    Career Opportunities at SmithMo Credit

    We are looking for qualified, reliable and talented individuals to join our team. If you are interested, please click the button below to learn more!

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    GLOBAL POSITIONING

    Our offices

    Nairobi, Kenya
    • Riverside Drive; Merchant Square 5th floor, Block D, Nairobi
    • +254 711 777 792
      +254 711 777 797
    • info@smithmocredit.com
    • www.smithmocredit.com
    Guangzhou, China
    • 529 531/34th Zhuji Rd, Tianhe District, Guangzhou, China
    • +86 1521 9970 014
    • info@smithmocredit.com
    • www.smithmocredit.com
    Singapore
    • 22 Jalan pari burong
    • info@smithmocredit.com
    • www.smithmocredit.com
    Dubai, UAE
    • JLT, DMCC Free Zone, Dubai, United Arab Emirates Level 54, Almas Tower
    • info@smithmocredit.com
    • www.smithmocredit.com
    Dallas TX, USA
    • info@smithmocredit.com
    • www.smithmocredit.com
    Santiago, Chile
    • info@smithmocredit.com
    • www.smithmocredit.com
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